About Us

About Crystal Financial Services

Crystal Financial Services has been trading since 2005, and as such, has built an outstanding local reputation, something which we believe is paramount to consider when choosing a financial adviser.

The business principal, Andrew Hobbs CeMap Dip PFS, has over 26 years experience in face to face client advice, and has a wealth of experience to ensure your needs and goals are met in the best way possible.



Why choose Independent?

There are two generic types of financial adviser in the UK; Tied/Multi-Tied adviser and an independent adviser. Advisers can either advise on a limited number of products from a single lender or product provider, or alternatively describe themselves as independent, and advise on products from the whole of the market. By assessing the needs and wants of a client, it becomes clear why the benefits of choosing independent advice far outweigh the benefits of restricted advice.

Why choose Crystal Financial Services ?

Crystal Financial Services are fully independent, working on behalf of the client. This means that, by gathering relevant client information and following a detailed analysis process, the client benefits from knowledge, experience and IT-based solutions and ultimately arrives at a financial solution.

Crystal Financial Services offer;

  • A bespoke Mortgage and Insurance planning service
  • Established company
  • Quality unbiased independent Mortgage and Insurance advice
  • First class levels of service
  • An outstanding local presence and reputation


Andrew Hobbs (Trading as Crystal Financial Services) is an appointed representative of HL Partnership Limited which is regulated and authorised by The Financial Conduct Authority