Adviser Payment

We offer a fully independent service and there are three remuneration options available:


  • Commission, where we receive a commission from the product provider on the particular product we advise,  


  • Fees, where you as a client pay us a fee for our service, or


  • a combination of both.


An initial consultation will usually last up to one hour, and is completely free of charge.


Andrew Hobbs (Trading as Crystal Financial Services) is an appointed representative of HL Partnership Limited which is regulated and authorised by The Financial Conduct Authority